Does your life insurance have these features ?
Listed below are a selection of the best policy cover features currently available on the life insurance market. Ie, the best cover has these; Partial claimability for various low grade cancers, heart attackes, strokes, etc. Free $50000 Trauma cover for any children. Non-pharmac drugs medical/Health insurance Intensive care auto payout under tarume cover Own occupation … Read more
Health Insurance – get the best !
Although there are quite a number of insurers, big and small, offering health insurance, there are a couple whose offering is much better than the rest. For most of us, the main aim for health insurance is to cover the cost of surgery and hospitalisation. It can be very expensive, unknow in condition and can strike … Read more
Reduce Your Insurance Premiums & Quotes
If you require an insurance quote or are you wanting to reduce your existing insurance premiums ? For life insurance, health insurance, income insurance, trauma insurance … For full insurance coverage – seek a “package”. Shop around across all the insurance companies. Use an independent insurance broker/agent to check the market – they’re free. Look … Read more
Tip from Insurance Broker – Rod Eddowes. Got Life Insurance ? Good but ……….
Got Life Insurance ? Good but ………. If there is one great reason why you should have an independent life risk insurance review, it’s to “find out what cover you don’t have “. Most of us have purchased life insurance, usually at a time when we bought a house, got married or had first child. … Read more
Why Life Insurance ? Why do we have it ?
By general definition Insurance is all about offloading risk. You decide you have a risk that you wish to offload to someone else. The insurance company becomes that someone else and charges you a fee for taking up your risk. Nothing earth shattering about this arrangement but …. …wouldn’t you want to offload all the … Read more
Insurance Consumer Survey
Consumer Survey LINK The attached Consumer survey isn’t bad and at least helps to provide profile and support for medical/health insurance. However, it needs to be appreciated that the article is produced by someone not an industry expert but really simply providing basic information , some industry jargon definition and comparing premiums. However, the significant … Read more
What it the perfect life insurance cover ?
Basically there are 5 life or personal risk buckets to cover; Life Income protection Trauma Total & permanent Disablement Health Why? Because a bit in each of these buckets and you have everything covered. Whether you die, have an accident, stroke, heart problem, cancer, other illness, need surgery, can’t work – you will have money. … Read more
A little Waiver goes a long way !
What is Waiver insurance and why is it important? Waiver cover on your insurance policys is like insurance for your insurance. If you are on claim due to an accident or illness, Waiver cover pays for your insurance premiums. It’s an inexpensive (just a few dollars a month within your premium) way of making sure … Read more
New to Business Key Person Insurance NZ Cover !!!!
Many new & start-up businesses find it difficult to justify and qualify for agreed value levels of cover for traditional revenue policies. This means that these businesses are either underinsured or they have to elect an indemnity contract which may provide less certainty at claim time. Not good. It has long been recognised that there … Read more





